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How to compare home builder's prices, quote to quote
Selecting the right mortgage when buying new
How to know when you're getting the quality 
and craftsmanship you deserve
How to avoid costly mistakes and headaches
Top ways to make your home more energy efficient
Tips on building or buying a healthier home
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Building a Home Guide Dos and Don’ts


Here is a quick building a home guide dos and don’ts.

Building a Home Guide: Planning

• Do a lot of research on home construction processes, materials and designs.
• Don’t make it all about you. Let other family member have input in the plans.
• Do keep a home building journal to record your ideas as well as your final plans.
• Don’t rush the planning stage. Work over a long period of time to insure you have the best design.
• Do spend time experimenting with different layouts, especially in the kitchen.
• Don’t make your dining room too small to accommodate the kind of table and chairs you want, comfortably.
• Do remember that there is beauty in simplicity and efficiency as well.
• Don’t build a substantially larger home than you need. Smaller saves energy and cost.
• Do Download our free 98 page book on home planning, and enjoy our articles.
• Don’t forget to investigate every avenue. Look at shells, kits, and alternative building materials before you choose.

Building a Home Guide: Finances and Loans

• Do make sure that your credit score is good before applying for a loan.
• Don’t spend your potential savings. It is important to save for a down payment.
• Do pay off all debts, and other payments before applying for a loan.
• Don’t lie or exaggerate when pre-qualifying.
• Do make sure that every fact you put on your loan application is accurate.
• Don’t overestimate how much you can comfortably pay per month.
• Do consider a 15 year mortgage over a 30 year mortgage.
• Don’t forget that a 15 year mortgage can save you over $100,000 over a 30 year mortgage.
• Do lock in your low interest rate with a combined closing of your home building loan, and your mortgage loan. You will save on closing costs, and probably get a lower rate.
• Don’t forget to make extra payments whenever you can. One extra pavement can save you three or more off the end of your loan.

Building a Home Guide: Choosing a Contractor

• Do a lot of research on all the contractors in your area.
• Don’t forget to ask other experts, especially Realtors, loan officers, sub-contractors and inspectors to recommend builders.
• Do search on line for complaints about local builders.
• Don’t forget to make a list of the types and weights of materials you want used on your home.
• Do be very specific about what you want.
• Don’t ever assume that your builder knows what you want, without being told.
• Do choose a builder who builds homes like the one you want.
• Don’t ever sign an arbitration clause.
• Do visit open houses and go by construction sites to see examples of different builder’s work.
• Do inform your contractor you plan to visit the jobsite, and verify that you will be allowed to do so as frequently as you like.

Building a Home Guide: Building

• Do visit your building site at least once a week.
• Don’t stay too long or interrupt work, just spend a half hour checking the work.
• Do visit when your footings are poured.
• Don’t miss seeing the floor joists either.
• Do be sure to inspect the wall studs before they are covered.
• Don’t be shy about insuring your lumber is of the quality and size you and the builder agreed on.
• Do bring a cooler of bottled water to the work crews once in a while.
• Don’t ever argue with the crew. If you have an issue, bring it up with the building contractor.
• Do everything you can to facilitate a good relationship with your contractor, subcontractors and work crews.

I hope this quick building a home guide list was useful.

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