Many home builders and contractors advertise, homes built on your lot. What exactly are the differences in building a home on your lot, and other arrangements? What is the other option to building a home on your lot? It’s kind of hard for some people to imagine it any other way.

Homes Built on Your Lot Differences

Homes Built on Your Lot Differences: Homes Not Built on Your Lot
Some home builders, occasionally called developers, buy a large tract of land, build homes on them and sell them. They call the resulting cluster of homes a community or a subdivision. These communities vary considerably in size and scope as well as the cost of the houses. Some communities are quite elite, with pools, manmade lakes, golf courses and guarded gates. Other, smaller communities have none of these things. Some communities have large lots of up to seven acres, while others have tiny lots just large enough to fit a house and a very small lawn.

Most developers choose a price range, and a dozen or so amazingly similar, selected house plans to build in the subdivision. They select materials and color choices for these homes that will blend with each other to create a sort of theme or concept. There is a concept of uniformity in all subdivisions.

Homes Built on Your Lot: Buying a Lot to Build on in a Subdivision

Some subdivisions sell lots and allow the buyer to choose their own builder, and sometimes established subdivisions will sell off the remaining lots, once most of the lots are full, so that the builders can move on to establish another community. They bequeath the community with a set of subdivision rules, which will continue to govern the other homes built on these remaining lots. Subdivision rules are similar to zoning ordinances. All communities and subdivisions have a set of rules and ordinances which determine the size of the homes, the distance each house must be from the road, the distance between the edge of the lot and the structure, and a host of other rules and regulations.

Homes Built on Your Lot: Advantages of Building on Your Subdivision Lot

• Freedom to choose your own builder
• Freedom to choose your own house plan, within the subdivision guidelines
• Seeing the community virtually completed before you buy the lot
• Knowing that current and future neighbors must also follow subdivision rules
• A chance to see the subdivision amenities finished before you buy

Homes Built on Your Lot Differences: Disadvantages of Building on Your Subdivision Lot

• Subdivision rules can be restrictive
• The home you want may not fit well on the lot, or match other homes in the community
• Lot choices may be picked over
• The neighborhood could lose prestige over the years
• Limited use of your property due to subdivision rules

Homes Built on Your Lot Differences: Advantages of Building a Home on Your Rural Acreage

One of the most ideal situations is building a home on a large tract of acreage. You will have almost total freedom to build whatever you want and do whatever you want on your own land. You could start a small farm, build a workshop or an enormous garage, or play your music as loud as you like. Not being bothered by neighbors is also a great plus. You won’t have to hear other people’s domestic disputes or deal with a lot of noise while you are trying to sleep.

Another big advantage to building on rural acreage is that you can be free of the ‘keeping up with the Joneses’ mentality. What you do on your large tract is really no one else’s business. Likewise what your neighbors do is of little or no concern to you. The concept that your neighbors impact your property value is not an issue when you live in a rural area. It is very rare that anything impacts the value of rural property.

Your home can express this freedom, in its design. You don’t have to pick between ‘models’ of the house you want. You don’t have to fit your home on a tiny lot, or stick to any sort of guidelines or rules about how large or small your home must be. Instead you can build whatever you like on your lot. You can even build some now and some later, as you can afford it and need the extra space. It’s a huge advantage financially to be able to build a small starter home, and add on later. Your contractor or home builder can help you build it as much or as little as you prefer. If you want to have a shell kit built on your lot, no one can tell you that you can’t as long as it passes code. Finishing the home yourself can be an amazing labor of love, and very rewarding. If you want to build an outbuilding you can do that yourself if you feel competent, or you can hire a contractor to build it.

Homes Built on Your Lot Differences: Disadvantages of Building a Home on Rural Acreage

Your home will still have to meet code in most cases, and there could be zoning ordinances. Be sure to check for zoning restrictions before buying a rural lot. Choosing a rural lot with few or no zoning restrictions is amazingly freeing, but one disadvantage for some people is their neighbor’s freedom to do the same. It really bothers some people if the neighbors junk up their property, not to mention the risk that neighboring land could be used for commercial or industrial purposes. One way to insulate from this risk is to buy a large tract of land and put your home in the center of it. It is interesting to note that one of the main things people who live in rural areas don’t want near their homes is a subdivision. It’s considered a great nuisance, especially in farming or ranching communities.

Building a home on your own lot has many advantages, but in the end it is up to you to choose which type of lot you prefer. Many people just love living in gated communities with a lot of amenities and neighbors. Others of course could not stand such an arrangement. There are people who thrive, living in the center of a hundred acre woods, with a long winding driveway leading through the oaks and the pines, while others would miss having the companionship of neighbors, and the convenience of community amenities. Homes built on your lot can be amazing, but it’s up to you to choose your lot. For more information download our free book on home planning and see our many articles on this and other topics.

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